You Are Able To Obtain A Loan Quickly In Order To Take Care Of An Unexpected Emergency

An individual encountering a crisis may need a small amount of extra cash to be able to handle it. With traditional financial loans, they are going to be required to wait for the loan to be authorized and also may be required to borrow a lot of cash in order to receive the loan. They are going to also have to have a very high credit history to be able to obtain the loan from a standard bank. Whenever someone just needs a small amount of funds and they do not have great credit standing, there are online personal loans obtainable that might be a far better option.

Someone that merely must have a thousand dollars or even less or even that has a low credit score will desire to check into receiving a personal loan online instead of trying to obtain a loan from their particular traditional bank. These kinds of loans are usually much simpler to obtain because the man or woman doesn’t need to undergo a credit assessment and won’t be required to wait around for the application to be accepted. The truth is, typically a person may receive the funds they require within the same day and also is not going to have to worry about taking months or maybe several years in order to pay it off. The loans are generally repaid with the person’s next couple of paychecks.

To submit an application for a fast personal loan is frequently easy. The person will need to check out the loan company’s web page to be able to determine whether they meet the requirements. These are generally standard requirements like having a job to allow them to repay the loan. If perhaps they do, they’re able to next fill out a brief application and also wait for approval. They’re going to normally be accepted within the same day or even the next day as well as are able to obtain the funds they need within 24 hours of their acceptance. This enables them to take care of their crisis as quickly as possible.

In case you might be concerned about being without sufficient funds for an unexpected emergency right now and also you need a little aid, make sure you check out personal loans bad credit at this time. They could be the correct option for you as well as may well give you the opportunity to obtain the money you will need quickly. Check out the web-site for your chosen lender right now to find out exactly what the requirements are as well as to fill in the application without delay so you’re able to receive the money you’ll need quickly.

Ian Holloway memberi kita nya League Football prediksi play-off

M88 sport kami mencoba untuk mengubah hal-hal ketika kami pergi ke sana untuk mendapatkan gaji ke tingkat yang dapat diterima dan mendapatkan beberapa pemain muda di tim, yang memiliki rasa lapar yang tepat. Mereka tampak di tempat yang jauh lebih baik sekarang daripada ketika saya pertama kali berjalan di meskipun liga yang lebih rendah. Dengan salah satu dari mereka di ruang istirahat, seluruh klub yang menarik ke arah yang benar dan mereka harus mendapatkan pekerjaan yang dilakukan di Den.

m88 taruhan sport saya terpesona oleh Barnsley pada Sabtu – mereka yang sensasional dan Sam Winnall mereka bisa memiliki pemain terbaik di League One. Tidak hanya dia mesin gol, ia juga dapat mengatur rekan satu timnya juga. Cara dia menarik bola kembali untuk Adam Hammill untuk memaksa sendiri-gol itu sama-sama mengesankan seperti dua gol.

Walsall taktis seluruh tempat. Mereka mencoba untuk bermain berlebih-lebihan dan tidak memcahkan dampak penonton tuan rumah dan situasi – kadang-kadang Anda harus lebih berhati-hati. Mereka sekarang memiliki gunung untuk mendaki melawan tim Barnsley yang telah menunjukkan bentuk promosi otomatis di liga sejak Natal.

Accrington berada di perahu yang sama seperti Brighton. Mereka terjawab di promosi otomatis oleh kulit gigi mereka dan sekarang mereka menatap ke bawah laras play-off patah hati.

Namun, saya punya begitu banyak waktu untuk manajer mereka John Coleman dan saya bisa melihat mereka sampai ke Wembley. Meskipun mereka kehilangan pada hari terakhir, Coleman masih memiliki cukup kelas untuk mengirim txt untuk manajer Bristol Rovers Daryl Clarke mengatakan selamat. Aku punya titik lemah untuk Accrington dan meskipun Neil Ardley telah melakukan pekerjaan yang luar biasa di Wimbledon, saya pikir orang-orang Coleman pantas untuk naik.

Lawless Government – The Great Non-Sequitur of the Last Days

The idea of lawless government seems like a non sequitur but through the eyes of Biblical prophecy it is not. Indeed it is a promise of scripture and a description of a time when government will be at a peak but the laws governing personal moral behavior will have reached all new lows beyond anything in past history.

It is interesting that the call to this non sequitur will be much like the slogan of the Obama campaign catch phrase used in the 2008 election. Put simply it is the call for change: the definition, final outcome or stated purpose of the change does not have to be clarified. It is akin to the exasperated cry of the weary worker who says to his wife “We just need to get out of here for a while and maybe take a little vacation.” The feeling that a change is desired comes long before it is actualized or planned. The call for change is seeking only agreement not necessarily a definition or any specifics.

The promised rise of the world’s last and worst dictator says that he too will be a man that calls for change. He will think to change the very way we perceive time and history. Not possible you say? Consider Adolph Hitler’s call for a thousand year rule of the Third Reich. He pulled that one out of the little hat that housed his very large megalomaniacal head and actually got thousands of Germans on board with his idea of Nazi supremacy.

The Antichrist will do pretty much the same thing but rather than waiting for a new millennial period to begin he will simply propose that we rearrange the history preceding him and all the events that follow. “And he shall speak great words against the most High, and shall wear out the saints of the most High, and think to change times and laws: and they shall be given into his hand until a time and times and the dividing of time.” (Dan 7:25)

It could be said that one of the chief reasons Hitler failed and Antichrist does not is because Hitler came before his time. The Antichrist however comes at exactly the right time. The world will have been well prepped in his time. Religion will be apostate having replaced the call to salvation with ceremonial and traditional beliefs that leave out accountability to the creator God and his singular Savior who rather than being a great teacher or leader is the very incarnation of the living God, in the form of a man, namely, Jesus Christ.

The world banded together to defeat Hitler but due to moral conditions in the last day the world will join with the Antichrist to bring in their own all new version of the thousand year reign. It will not look as militant and aggressive as the schemes of Hitler but will be a seemingly homogeneous meld of political correctness, global cooperation, environmentalism and happy days of worldwide brotherhood. John Lennon would be delighted.

The antichrist’s rise will be predicated on the need to solve worldwide problems such as war and economic instability. He will be a man who knows full well the meaning of yet another slogan that came into vogue during the 2008 election year, “Never let a good crisis go to waste.”

The world is mesmerized by pop figures that seem larger than life in our culture and problem solvers who are larger than life in our leadership and government. Antichrist happens to fit the profile for both. He will, for a time at least, find a way to cut back warfare in various parts of the world and stabilize a teetering worldwide economy. It might be said that; to the world he looks just too good to pass up.

Lawless government is hard to understand apart from a clear understanding that law has different levels and administrations. The best example to explain these levels is in the ancient Law of Moses. Comprised of three basic divisions the Mosaic Law is the perfect example of how nations can split the hairs just as ancient Israel has done, by picking the part of the law they found easiest to enforce, they brought their nationhood to an end.

Mosaic Law is comprised of the ceremonial law, the hygienic law and the moral law. Ceremonial law spoke to the methods and practice of religious ceremonies and concerned itself with proper procedures in the practice of the ancient temple system of worship. Hygienic law had to do with washing of hands, temple vessels and what meats were clean or unclean.

The third and most important aspect of the Mosaic Law was the moral law but this is where Israel failed the most. At the top of the moral law were the Ten Commandments.

The moral law was fully incorporated by Christ into a singular and final law sometimes referred to as “The Royal Law of the Scriptures.” That law is defined by a single verse of New Testament scripture, “And he answering said, Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy strength, and with all thy mind; and thy neighbour as thyself.” (Luke 10:27)

The Royal law held God as the main focus of our love and our neighbors as well. No one goes after his neighbor’s wife if he loves his neighbor. No one steals from someone they love. No one murders anyone, if they love them.

In the hands of secularists, the deviant and the generally disobedient this law has been twisted to mean that if you love people you will not charge anyone with immoral behavior because that would be overtly un-loving and thus not in keeping with the Royal Law of Scriptures.

It is the Royal Law that comes under serious attack as the last days approach. Speaking of conditions that will prevail near the end of the age Christ said, “And because iniquity shall abound, the love of many shall wax cold.” (Mt 24:12)

To proclaim that God’s pronouncements against homosexuality are binding moral laws will be detested, challenged and rejected as un-loving. Following those objections many will conclude that such proclamations are contrary to civil rights, first amendment freedoms, or injurious and defamatory to the homosexual.

To reiterate, preach, or attest to God’s proclamations will be seen as un-loving and defamatory yet all the while the real reasons for proclaiming his laws are exactly the opposite. To the Christian, not telling someone of a behavioral choice that will cost someone their eternal destiny is extremely irresponsible and anything but loving. Proclaiming the moral laws that are intrinsic to the Royal Law is an ultimate act of love.

The ultimate master of lawlessness and anarchy in the last days is called the “man of lawlessness.” (2 Thess 2: 3 NAS) The height of perversion will have been reached and surpassed because he will actually be ruling the world from one end of the globe to the other. (Rev 13: 7) Here is where the incongruity reaches critical mass. How can a lawless individual propose, legislate or enforce any laws if he is “lawless?”

The kinds of laws that are loosened, changed or disregarded are all those that have to do with our personal behavior and matters of choice. We are now accustomed to abortion on a world wide scale (150 million to date) and nationally (50 million) and now it is no longer considered a hot button topic but is often covered with a simple; “It’s the law of the land.” I’m not sure where the word originated but someone of late has referred to abortion clinics as “abortuaries,” a term that should invoke national shame.

Stretching the credulity of the humblest minds today’s stop academics and scientists send probes across our solar system looking for the source or beginnings of life but don’t seem to know when life begins in a mother’s womb. Most children know that life begins at the beginning (conception) without studying Hegel’s Science of Logic. Today’s top minds say the God who can’t lie (2 Tim 1: 2) must have been mistaken when he referred to himself as the creator of everything well over forty times in the scripture. The convulsions of the modern mind do not end here but the final chapter is yet to come.

Every choice regarding gender, trans-gender, sexual preferences or the promotion and promulgation of sexually deviant materials will have almost no limits. Prurient interests will fly on every level from Hollywood to the classroom. The sense of the big party will create euphoria for a while, until people are forced to pause long enough to see that while they were reveling, the biggest political farce in world history is forming like a giant tsunami and is about to break out just behind them.

The pursuit of riches will take up the slack for the rest and out of that mindless hot pursuit will come a come a worldwide economic system that will enter and meddle with the details of virtually everyone’s personal finances. It will be a mandatory system without which no one will be able to buy or sell so much as a postage stamp unless they are included in it. George Orwell’s 1984 will come into its own and then we will see the only thing he may have had wrong in his un-nerving prognostication was the date.

Those with a gut sense that things are about to burst open have begun to take measures to avert the worst, howbeit, they have sought the wrong path. Today there is a flurry of gold sellers selling the public the idea that buying gold will assure their future financial security. I cannot help but make them angry by saying that gold will be worthless when these events are in full swing.

We hear the repeated claim that gold has never gone down in value. This is a complete lie because those who stocked up on gold when it hovered around $400.00 per ounce in the eighties saw it plunge rather than rise to the expected $800.00 per ounce that was predicted. But let’s go further back than the eighties. From 1933 to 1975 Americans were not permitted to own or hoard gold, gold coins, gold bullion or gold certificates under the executive order signed by President Franklin D. Roosevelt, April 5, 1933. The Antichrist’s complete control of our personal finances will also be subject to executive orders of the same kind.

If all of this sounds dastardly we must remember that no one ever said that prophecy was meant to titillate. Of the 167 Messianic prophecies that are found in the Old Testament all were fulfilled completely during the life of Christ but none of the less attractive aspects of them was left out. The brutal slaying of Christ on a cross was the worst death the ancient Romans could conger and every detail of that death was both prophesied and fulfilled in the last twenty four hours of Christ’s life.

There are about one hundred times more pre-millennial (Second coming of Christ) prophecies than Messianic prophecies and every one of them will be largely fulfilled in the last seven years of human history as we now know it. So why doesn’t everyone just tune in to these dire warnings and turn it all around?

Nothing new here; the first reason that we don’t pay heed to the warnings is because we will not take them into account. Science, academics, the media, apostate churches and the general attitudes of most people is one of skepticism and doubt. The second prevailing reason they are not heeded is that age old matter of unbelief. The “seeing is believing” crowd will get what they want but, it will be a moment too late.

I usually appendage my work with an appropriate scripture passage to complete or embellish the points and drive home a sense of urgency to my readers. This time I will use a message garnered from the annals of American southern gospel music. In 1917 the song “Life’s Railway to Heaven was copyrighted and later was printed and popularized in Chicago in 1933. The words came from the pen of M.E. Abbey and the music was written by Charlie D. Tillman.

Abbey says that all of life is like a mountain railroad a metaphor few people find hard to understand.

Life is like a mountain railroad, with an engineer that’s brave;
We must make the run successful, from the cradle to the grave;
Watch the curves, the fills, the tunnels; never falter, never quail;
Keep your hand upon the throttle, and your eye upon the rail.

The question that is posed by Abbey’s prose is, just how could anyone keep a powerful fast moving train from de-railing in times that are roaring louder than the old train whistle itself? As with so many of life’s best solutions for problems the answer is simple yet profound. In the next verse Tillman explains.

You will often find obstructions; look for storms of wind and rain;
On a fill, or curve, or trestle, they will almost ditch your train;
Put your trust alone in Jesus; never falter, never fail;
Keep your hand upon the throttle, and your eye upon the rail.

Your weight is found on what or whom you trust. If you trust government, your riches, gold, the Antichrist, the new liberalism or apostate churches the result will always be; a ditched train.

It Pays to Combine Search Engine and Social Media Marketing

Search engine marketing (SEM) and social media marketing (SMM) are two of the most commonly used and cost-effective forms of Internet marketing. A system that brings you greater return on investment should never be ignored and so the companies that aim to reach the sky and make it big in the industry must combine search engine marketing and social media marketing strategies.

The mixture of these two forms of online marketing is a perfect recipe for online business success. Now a days, search engines and social media networks are two of the most widely used platforms from where you can garner as much information as you want. While search engines lead you to the most well-optimised and useful websites for your respective searches, social media networks allow you to connect with the people and businesses that you find interesting. Thus, if you want your business to become visible and reachable to your existing and potential customers, establishing a strong online presence is mandatory; and this can be achieved by merging SEM and SMM strategies together.

The cost of getting listed on the search engine result pages (SERPs) and signing up on social media networks is nominal in front of the traditional marketing costs. Moreover, the end result of online marketing is far more immediate and encouraging than the other forms. Thus, there are no two ways about the many benefits of search engine and social media marketing.

While larger organisations have been exploiting these platforms to their full potential, SMEs and freelancers are also taking this advantage of this highly beneficial opportunity. Search engine marketing strategies include search engine optimisation (SEO) and pay per click (PPC) advertising. In SEO, on-page and off-page optimisation is conducted for organic searches. PPC is paid advertising with a difference as in this form of advertising you pay when your ad is clicked and the user is directed towards your website. The primary purpose of SEM is to increase the traffic towards your website and to spread awareness about your brand so that more visitors convert into customers. SMM focuses more on building relationships and spreading awareness about your brand. By targeting and networking with the right kind of people on social media websites, companies can enhance their customer relationship management and engage users with their brands.

Some of the benefits enjoyed by business enterprises and professionals from properly integrated search engine marketing and social media marketing strategies are discussed below:

Prevents the scenario of ÔéČout of sight, out of mind’- The more people see of you online, the better it is for you, your company and your brand. Intense marketing efforts through traditional methods can have significant benefits for your business, but search engine and social media marketing can take your business’ marketing efforts to new heights. Search engine marketing and social media marketing leverage your corporate reputation and make it easy for people to know about you and contact you.

Saves significant amount of money and time- Online marketing is a relatively cheaper way of marketing your brand in front of a massive audience. A planned approach towards SEM and SMM can save you a lot of time and money that can be invested in other crucial areas that facilitate the company’s productivity and quality.

Best platform for word-of-mouth advertising- While SEM alone aims at popularising your website on the Internet, merging of SMM strategies can facilitate word-of-mouth advertising of your brand. If your brand is popular on the social media, more people will talk about you and reach your website to know more about you and your services.

Establishes business’ credibility and professionalism- These days it is a status symbol as well as a necessity for businesses to mark their strong presence on the Web. This is so because Internet is the number one source of information about businesses across the globe and having a search engine-friendly website and well-established social media profiles can add credibility and professional appeal to your business.

Use the Lazy Days of Summer for Career Success

Maybe you’ve recently graduated, are in mid-career shift or are recreating your life after economic downturn – whatever your story, if you’re looking to launch your career to greater heights, there’s no better time than summer. While your peers may be thinking of taking the summer off from the job search, you’d be best served to take this time to lay the groundwork for your future.

Unemployment Lines Await

According to the Organization for Economic Co-operation and Development (OECD), worldwide unemployment is still high at 8.5%, while US unemployment rates linger at a staggering 9.3% and Canada hovers around 7.4%.

The OECD reports that, since the start of the economic crisis some 3.5 million young people worldwide have joined the ranks of the unemployed. According to the Bureau of Labor statistics, those under 30 in the US may be some of the hardest hit, with nearly thirteen percent of those under 30, unemployed.

What does all this mean for those trying to establish a new career direction? It means competition in the workforce is fierce. But it’s not impossible. According to a recent survey hiring managers are reporting that their companies are confident the economy will continue to expand in the latter half of this year, making hiring more probable. Instead of sipping mojitos by the pool this summer, you’d be better off creating and implementing your new career strategy and getting the jump on the competition.

Summer Slow Down

While you may argue that summer, may be a slower time of year for some industries, with businesses functioning on reduced staffing, summer hours and lowered production, what you’d be missing is the potential opportunities for employment that staff vacations present. For someone looking to garner experience in an industry new to them, summer provides the perfect chance for you to pitch in and help a company maximize production in the absence of staff. Because things are slower, you may also be able to capitalize on some quality one-on-one mentoring.

Interning and Volunteering

Interning has long been a respected way for new grads to get their foot in the door, especially in highly competitive fields, like law and journalism. But interning isn’t just for recent grads anymore. Mid-career interning has become the perfect way to change career trajectories or fill-in resume gaps, while keeping your skills and accomplishments relevant. Often internships like these lead to job offers at summer’s end, with some even offering nominal pay for your efforts. Even if you don’t land a job, though you’ll have gained experience for your future career and made valuable connections in your desired industry.

Just because your industry may not typically employ interns, doesn’t mean you shouldn’t try. Approach and explore the idea with some of your ideal companies, sharing, specifically, what you feel you can offer and why – you might be surprised by their response.

Also, volunteering at a local nonprofit in your field (or a related one) looks great on your resume and builds skills and connections that could lead to the position of your dreams.

Research and Network

* If you’re on the lookout for employment opportunities, let people know. No reason to keep it a secret. Reach out to friends, colleagues, neighbors, family and even casual acquaintances – you never know who has a lead on that next great job.

* Go to industry events, conferences and meet-ups. Networking with your peers, in a genuine fashion, can get you the inside scoop on possible job openings and keep you up-to-date on your industry. Nearly 80% of employment positions are filled this way.

* Research: Where would you like to be, ideally, in your career? Look at who is doing what you want to be doing and find out how they got there. Ask them if they would be open to mentoring you.

* Keep up on changes in your industry, researching the current market and any new innovations.

* Develop your skill set further: Is there a new skill you can cultivate or a knowledge base you could expand that would increase your value in the marketplace? Use this time to take a class, be mentored or read industry newsletters and books. This kind of passion for your career shows employers you care.

Remember, in a competitive job market, employers want to see your potential in action, not your vacation photos.

5 Tips for Surviving Your First Day on the Job

5 Tips for Surviving Your First Day on the Job

After you have updated your resume, gone through the long interview process, and the finally landed the job, the next important step in making a lasting positive impression on your new company is nailing your first day on the job. There are five tips that everyone should know when preparing and experiencing your first day at your new company.

1. Making it to work on time.
Before you start your first day on the job you have to know how long it is going to take to get to your new workplace to start your first day. Before starting, every new employee should take a practice drive to their new work place in order to gauge how long it will take them to get there. You should conduct this drive around the same time you plan on leaving for your first day on the job in order to see what the traffic flow is like. Make sure you arrive at your new workplace at least fifteen minutes early and do not be the first person to leave at the end of the workday.

2.Treat your first day like the interview.
This is the first day you will meet the other team members and so once again you must make sure you make a good first impression. These people you meet in your new company will more than likely be the people you will work on projects with. Stay confident throughout the day and display the skills that landed you the job during the interview process.

3. Don’t be afraid to ask questions.
When you go to start your first day at your new job, be assertive. Your new peers know that you are new to the team and will be sure to help you. If you have questions you have to ask someone for help. Do not go through the whole workday sitting at your desk with nothing to do. Be assertive and ask someone in charge or one of your peers what they need you to do. By displaying your assertiveness, you are showing other members of your company that you are eager to begin working there and are comfortable taking initiative.

4. Pay attention to your surroundings.
This may sound like a simple task but it is one of the most important things any new person on the job must do. It is very important to get to know your work place. Watch and pay attention to the people all around you. Pay attention to when people get in to work and what time they are leaving so you can get a gauge of when you should arrive and when you should leave. Try to break down the dynamics within the workplace and how your new co-workers interact with each other and your boss. The faster you get to new your environment, the faster you’ll be able to thrive in that environment.

5. Meet your co-workers.
It’s always a good idea to introduce yourself to the people you’ll more than likely be working with in the future. You don’t have to become best friends with your co-workers but it’s much easier to work on team projects with people your comfortable around. A good tip is to write down the names and titles of the people you meet. This will help your understanding of how the workplace is structured and will help you to integrate yourself into the workplace structure. Knowing the titles of everyone you will be working with will let you know who to go to when you have questions or concerns.

It Pays to Combine Search Engine and Social Media Marketing

Search engine marketing (SEM) and social media marketing (SMM) are two of the most commonly used and cost-effective forms of Internet marketing. A system that brings you greater return on investment should never be ignored and so the companies that aim to reach the sky and make it big in the industry must combine search engine marketing and social media marketing strategies.

The mixture of these two forms of online marketing is a perfect recipe for online business success. Now a days, search engines and social media networks are two of the most widely used platforms from where you can garner as much information as you want. While search engines lead you to the most well-optimised and useful websites for your respective searches, social media networks allow you to connect with the people and businesses that you find interesting. Thus, if you want your business to become visible and reachable to your existing and potential customers, establishing a strong online presence is mandatory; and this can be achieved by merging SEM and SMM strategies together.

The cost of getting listed on the search engine result pages (SERPs) and signing up on social media networks is nominal in front of the traditional marketing costs. Moreover, the end result of online marketing is far more immediate and encouraging than the other forms. Thus, there are no two ways about the many benefits of search engine and social media marketing.

While larger organisations have been exploiting these platforms to their full potential, SMEs and freelancers are also taking this advantage of this highly beneficial opportunity. Search engine marketing strategies include search engine optimisation (SEO) and pay per click (PPC) advertising. In SEO, on-page and off-page optimisation is conducted for organic searches. PPC is paid advertising with a difference as in this form of advertising you pay when your ad is clicked and the user is directed towards your website. The primary purpose of SEM is to increase the traffic towards your website and to spread awareness about your brand so that more visitors convert into customers. SMM focuses more on building relationships and spreading awareness about your brand. By targeting and networking with the right kind of people on social media websites, companies can enhance their customer relationship management and engage users with their brands.

Some of the benefits enjoyed by business enterprises and professionals from properly integrated search engine marketing and social media marketing strategies are discussed below:

  • Prevents the scenario of ‘out of sight, out of mind’- The more people see of you online, the better it is for you, your company and your brand. Intense marketing efforts through traditional methods can have significant benefits for your business, but search engine and social media marketing can take your business’ marketing efforts to new heights. Search engine marketing and social media marketing leverage your corporate reputation and make it easy for people to know about you and contact you.
  • Saves significant amount of money and time- Online marketing is a relatively cheaper way of marketing your brand in front of a massive audience. A planned approach towards SEM and SMM can save you a lot of time and money that can be invested in other crucial areas that facilitate the company’s productivity and quality.
  • Best platform for word-of-mouth advertising- While SEM alone aims at popularising your website on the Internet, merging of SMM strategies can facilitate word-of-mouth advertising of your brand. If your brand is popular on the social media, more people will talk about you and reach your website to know more about you and your services.
  • Establishes business’ credibility and professionalism- These days it is a status symbol as well as a necessity for businesses to mark their strong presence on the Web. This is so because Internet is the number one source of information about businesses across the globe and having a search engine-friendly website and well-established social media profiles can add credibility and professional appeal to your business.

Doing Business During a Recession

It has be a few years since we went through a recession. According to some economist it has been since 2001 that we have enjoyed a recession. It might be a good time for a refresher course in how to do business during a recession.

There are a few key points to consider during tough economic times. Some have to do with common sense, which is always in short supply during a crisis. Others have to do with things that slip our minds and things we simply forget about until they come up again.

Customers, Shoppers and Buyers become more Cautious

The squeeze of every economic slowdown and recession is first felt by the consumer. They will know of a problem long before any government economist will admit that there is a problem.

Energy prices rise, food prices rise and pay days don’t. In the case where there is a commission based job in the household the paycheck may even take a dip during slow economic times. Combined with the rise in energy and food prices this puts a terrible squeeze on the household budget.

Therefore, your customer is going to spend less simply because they have less to spend. Be aware of this in your marketing and you can still garner your share of their spendable income.

Know your Strengths and Capitalize on them

If you are a casual dining restaurant that has a menu with items priced under $10 now is not the time to introduce your new, higher priced menu. Save that for when your customers have more spendable income and can afford to pay more to eat out.

Your mission during tough times is to survive like anyone else. Take a look at your menu. Find the high profit items on your menu and feature them in your advertising. Also know what your most popular items are and help people to know that you have them. Do you have a sign board outside of your restaurant? If so, use these items as your daily specials and price them right for your customers.

Be Smart with your Purchases

A very wise businessman taught me that there are 2 ways to make money when you sell something. Obviously, you make money on the difference between your cost and the selling price. However, what most people don’t realize is that you made money when you bought the item if you paid less for it.

Now is the time to comparison shop. Now is the time that you might pick up a new vendor or 2 through comparing what you are doing now and the other options that are available to you.

You have to understand that tough economic times reach way up the food chain. Your vendors are also having to scramble to do business. They too will be looking at how to continue selling during a recession. Being competitively priced is going to be one way that they survive. It is not wrong to competitively shop and force your vendors to cut prices in order to keep your business.

You should also take a look at what you can do yourself that you once hired out. For instance, there are probably maintenance items that you might have hired out that you could do yourself if you put your mind to it. Washing windows, plunging a toilet or maintaining equipment are all examples of things you might once have hired out that you now must do for yourself. Don’t hire an electrician to change a light bulb and don’t call a technician to replace a printer on your poit of sale system.

Be sure to use the Internet and search engines to help locate better pricing and help maintaining equipment. There are thousands of resources on the Internet that can help with better prices on inventory items, do-it-yourself help sites and even sites to buy equipment at drastically reduced prices.

Be smart in all aspects of your business and you will survive this recession.

Why Day Job Killer Should Be Called Day Job Replacer Instead

Seems these days every Internet mass marketer, and their brother, has the secret ingredient or method of replacing your current day job grind with an instant, or near instant, million dollar a year from Internet sales and marketing gimmick. Well I’m here to tell you Day Job Killer is another one of those gimmicks or fads if you will. The only difference between Day Job Killer and other such Internet marketing methods is that Day Job Killer will work – for now. I’m going to divulge the truth behind it and from there let you make your own decision if you should proceed with using the methods it provides for affiliate marketing.

But first for the new people to affiliate marketing and to those of you who want to read some credibility about myself the next 5 paragraphs will be on my background and a general lesson on affiliate marketing. I will get back to Day Job Killer I promise.

Ok, so let me give you a little history on myself. I’m sure it will sound like countless others you’ve heard and maybe even close to your own story. I got my first Internet access account way back in 1991 and since then I have always thought that the Internet was going to be the advertising/sales medium to replace the traditional direct mail,newspaper,magazine methods of advertising. I still believe that, although its going to take several more years for it to happen than I thought it would initially.

Those were the days of free domain name registrations through Internic, or Network Solutions as they are called now, and anyone could register a domain name for free and have a website on that domain within minutes or hours and it was all free. I won’t go into the story of how all of that changed but lets just say that Network Solutions figured out that there was money to be made from domain name registrations and thus now you have to pay for them.

Anyway, I dabbled in setting up some websites and shopping carts, bebopped around on eBay with a few items I had to sell and actually made a little money here and there. Not much mind you but a little extra change every now and again. Along came a new concept in sales on the Internet back about 1994 or so called affiliate marketing. If you don’t know what that is its basically advertising a product for sale that you don’t own, or stock, for someone else that does for a cut, or percentage, of the sale.

This method of sales on the Internet for the average Joe grew tremendously fast. It was so successful for companies that participated that Internet websites like Commission Junction began springing up to bring Internet average Joe’s and companies together. Today there in excess of over 10,000 affiliate programs one can join and begin marketing products on the Internet.

Of course it had to happen, there came individuals out of the woodwork claiming they made millions off of affiliate marketing and was ready to divulge their secrets to all – for a price. This information came to you by varied means usually secret insider websites that you logged into or, as is most common today, an eBook about their secrets. Again another avenue for affiliate marketing sprang up for selling access to these secrets for the publishers. And you guessed it websites were created to bring these publishers and average Joes together to form alliances, or affiliate associations between themselves. The most popular for this type of affiliate referral websites today is ClickBank.

Alrighty so there you have a brief history on myself and a primer on affiliate marketing. Now lets move on to Day Job Killer and why it should be renamed Day Job Replacer.

Day Job Killer is the latest release of eBooks on using PPC (pay per click) advertising to capitalize on affiliate marketing. The book is written by Chris McNeeney who also wrote “Affiliate Project X” back in Oct of 2006 and “Adwords Miracle” the year before. When his eBook APX came out it was a smash success among affiliate marketers because it revived a new way of using AdWords to promote affiliate product sales.

For the bulk of this report I will focus on the one technique in Day Job Killer known as “Direct Linking X”. I will do this primarily because: A) It is the ONE method in Day Job Killer that the average Joe can implement right away B) It is the easiest of the methods to start with and see results C) I have actual personal proof of the results of using it.

Altogether there are 6 different techniques revealed in Day Job Killer. All of them require cash and time to implement. The techniques are described as being nasty,ruthless and to be quite honest some of them do require a degree of “take no prisoners” attitude towards PPC advertsing.

Direct Linking X is or should be part two of Chris’s Affiliate Project X eBook. Actually it is a revamped method of performing the GoogleCash method of PPC that Google banned some time ago. This method puts a spin on it in that you link directly to affiliate partners such as Wal-Mart, Amazon, and Target product pages.

As I mentioned of the methods revealed in Day Job Killer this is the only method the average Joe can participate in right away. But be fore warned even this method is not for the truly dedicated to succeeding and absolutely requires research and cash investment into PPC.

Basically you find high ticket items on your affiliate partner’s products list and create PPC ads to promote them while collecting a commission for each sale. The explanation of how to implement Direct Linking X give clear examples of what grabs attention in these ads and will garner higher click through ratios.

The problem is while one could setup a couple of test ads fairly quickly to really employ this method of PPC and affiliate marketing you will need to devote a significant amount of time into research for the ads. Thus Day Job Killer becomes Day Job Replacer as you find more and more of your time being invested into implementing the methods in the eBook. And this is the easiest one to do. The other methods described in the eBook such as “The Leveler” could require a week or more of research just to get started and then the constant staying at the process to stay in the game.

OK so I promised results of how well Direct Linking X performed for me so here it is in all of its glory or lack of. I followed the advice to a “T” in the method and chose two ads to run. Both of them were Amazon products, both of them according Amazon’s Hot Sellers page were hot products in their categories. One was a Weber Smoker/Grill and the other was a hiking boot made by Rocket Dog.

I setup the two ads exactly as described in Day Job Killer and turned the AdWords campaign loose on Google. Both ads I started out at 80 cents each to garner high position for the first day and then lowered the bid price the second day to 20 cents. The Weber ad received 4582 views or impressions and 109 clicks about a 2.39% CTR. Out of this I made one sale for a grand total of $8.20 in affiliate commission. These 109 clicks cost me $26 in AdWords advertsing expenses so as you can see I lost on that campaign. The Rocket Dog ad performed about the same and had zero sales so I totally lost all of my ad dollars on that campaign.

Now some will argue that I picked the wrong items to market or that my ads were not effective enough, but I beg to differ. A 2.39% CTR is excellent for such a targeted specific ad usually you are doing good if you can get around a 1% CTR. So in essence what I’m saying here is that you really need to pick and choose which products to market and they had better be high end products that pay a healthy commission. Dealing with Amazon you can get anywhere from a 4% to 10% commission so you really have to be on your toes to find a really hot product that will sell easily. Also you need to do what they call “split testing” ads which in essence means creating various ads for the same product and seeing which ones perform best. I haven’t gotten to that point yet. I just started with Day Job Killer a few days agao so I am really still on a learning curve with it as well.

This all of course adds to credit to my statement that Day Job Killer should be renamed Day Job Replacer. It is not a method of setting up ads and letting them run on auto-pilot and sit back and collect great financial rewards. It is in essence another job for you to work at and invest time into.

The biggest problem I have with Day Job Killer is that now that over 10,000 people have bought the eBook the methods will get exploited over and over again and the GoogleCash slap (banning of ad types) will in no doubt be around the corner. So Day Job Killer and its methods are what I like to call FAD marketing, here today and gone tomorrow. Another problem is that you are not building up a long term income strategy plan. Once the methods get banned the cash flow ends abruptly and you will have to scramble to replace the income.

So to sum it up do I recommend Day Job Killer? Yes and No. Yes, if you want some excellent PPC marketing strategies to experiment and work with that will eventually make you some extra cash and maybe a lot of it if you happen to hit upon a highly profitable product thats not over marketed already. No if you are looking for any kind of long term return on your investment of time and money. Day Job Killer brings several new strategies to light on PPC advertsing but is not for the faint of heart when it comes to time and money investment.

If you have bought Day Job Killer and want to make things a little easier on your self I have a video and an Excel spreadsheet that will help creating your Amazon affiliate links and PPC ads easier. It is called The Day Job Killer Success Kit [http://www.daelectronics.com/djk/day_job_killer_success_kit.html]. It comes with 2 videos that further explain Direct Linking X method and shows how it should be done, an example of the type of ads to run in PPC advertsing campaigns, and the Excel spreadsheet for creating the ad contents. Its an excellent addition to the eBook since it does show you exactly how to use Direct Linking X by example.

Students – Modern Day Stress, Pressures of Students in Daily Life!

Although it may seem that gifted students are lucky to have been bestowed with intellect and talent, such a classification can come with problems of its own. In fact, gifted students can experience high levels of stress to excel at everything they do.

Because of their gifts, gifted students also tend to be more perceptive than other children when it comes to picking up on environmental cues, so they may be more sensitive to judgments from others (both real and perceived), as well as sometimes feel overloaded and overwhelmed by information. A lifetime of high expectations can lead gifted students to be extremely hard on themselves as they strive for increasingly higher standards and packed schedules.

Gifted students are usually placed in school environments that are filled with pressure. Although students often need these accelerated tracks to keep them from getting bored in school, the demands of both the coursework and the environment of other gifted students can cause a great deal of stress. Children may work so hard to keep up (and stay ahead) that they begin to burn out from stress-which can be a dangerous state, both physically and mentally. Stress can create a vicious cycle, as it is more difficult to concentrate and pay attention when stressed, so students may experience low performance, leading them to be even harder on themselves. Be on the lookout for significant changes in behavior that indicate burnout and stress, such as:

Physical symptoms that are often related to stress, such as stomachaches, backaches, and headaches. Other physical symptoms of stress and burnout can include frequent colds and other minor illnesses, and nervous behaviors, such as tics, stuttering, pulling out hair, or skin-picking.

Negativity or resentment towards school in a child who used to be generally happy or excited about learning.

Difficulty sleeping, fatigue, or low energy. (Please note that changes in sleeping patterns are a normal part of adolescence, as teenagers tend to prefer to stay up later and sleep later, so tiredness is often a normal part of the life of an adolescent who has a tendency to stay up very late, and then has to be at school very early in the morning.) Concern should arise when children are exhibiting sleeping difficulties without other explanations, or are consistently losing sleep due to worry about excelling in school.

Extreme irritability, moodiness, insecurity, inability to make decisions, and/or overreaction in the face of events that the child was previously able to handle.

Acting out through destructive or aggressive behaviors

Self-medication with alcohol or drugs.

Some parents may read the list above and feel that all of the points describe behaviors of the typical adolescent. The key in recognizing stress and burnout is to notice major changes in behavior that persist for more than a few weeks, and that seem to be more extreme than other children of the same age.

Parents can help students who are experiencing stress and burnout by trying some of the following ideas:

Put the focus back on effort, rather than innate talent. Gifted children are often very used to excelling (and therefore garnering a lot of praise) without having to put in a lot of work. When they are faced with tasks that require a lot of time in order to succeed, gifted children may feel that they have hit the limits of their ability, and experience stress as a result. Help them be realistic in terms of their expectations for the relationship between time invested and results.

Sometimes gifted children who are grouped together can engage in intense competition. Do not get involved in this competition by comparing your child to others. Make sure that your child knows that you appreciate his uniqueness by supporting the path that he wants to take, even if it is not the most prestigious one.

Consider limiting the number of accelerated classes and/or extracurricular activities that your student can be involved in. Help students find activities outside of school where the focus is on enjoyment, not for the purpose of eventually filling out a college application. Make sure children have outlets for self-expression in an area that they enjoy, through activities such as writing, art, music or physical activity. Try to provide opportunities for unstructured time engaged in such activities; otherwise, lessons or clubs may feel like one more source of pressure.

Make sure that gifted students know that even if they feel burned out or disillusioned about school, they still need to be polite to teachers. Many gifted students are taught that they are as smart (or smarter) than adults, and therefore have the right to question and/or mistreat those that they feel are being unfair or giving them “busy work.” Talk to children about making choices on what assignments to work on when prioritizing, but also help them understand that they have to accept the consequences of their choices. Teach them how to stand up for themselves and question by being assertive without being rude or disrespectful.